The payment wont be reflected in the available credit until it posts. Payments made through the card issuers website or mobile app during business hours should post in one day or less, while a mailed check will obviously take longer to reach the card issuer.
How long after payment is credit available?
When will the funds be available on my credit card after I make a payment? Typically, youll be able to use the funds one to two (1-2) business days after you make your payment. For example, if a payment is made before the cutoff time on Thursday, the funds will be available on Friday.
What happens if my Capital One payment is returned?
Returned Payment Fee - $25. The Returned Payment Fee will not exceed the amount of your Minimum Payment Due. A Daily Periodic Rate is used to determine your Interest Charges in any billing cycle.